John Chrysostom

(Hom. liii. 1) For if He came in order to take away sin, and a man cannot put that off, except by washing, and cannot be baptized except he believe; it follows, that he who believes not must pass out of this life, with the old man, i. e. sin, within him: not only because he believes not, but because he departs hence, with his former sins upon him.